Michelle Reagan, CPA, CTP Vice President / Client Manager Bank of America Merrill Lynch 21250 Hawthorne Blvd., Suite 875 Torrance, CA 90503 Phone: 310-792-3312 Fax: 310/792-3355 Email: michelle.reagan@baml.com

Member: Business & Finance Group Professional Service: Banker

BUSINESS BIO: Michelle Reagan is a Vice President and Client Manager for Bank of America's LA Coastal Business Banking Group. In her capacity she is responsible for clients in lending and cash management services. She has over 20 years of experience in finance, investment management, and treasury operations. Prior to banking, she was the Assistant Treasurer for Mattel Inc., responsible for cash management/treasury operations, investments, liquidity management, credit and financing, banking relationships, worldwide cash flow forecasting, budgeting, and analysis and reporting. Previous to that she worked at AIG SunAmerica and Coopers & Lybrand. PERSONAL BIO: Michelle grew up in the Chicago area and earned her BS degree in Accounting from DePaul University, Chicago with CPA/CTP accreditations. Michelle currently serves on the board of the Financial Executive International (FEI). She also is a member of the American Institute of Certified Public Accountants and National Association for Financial Practitioners (AFP). She is an avid "spinner" and trapeze enthusiast.