Jose Troncoso Vice President Citizens Business Bank 858 Foothill Blvd. La Canada, CA 91011 Phone: 818-952-6085 Fax: 818-790-0726 Email: jttroncoso@cbbank.com Web: www.cbbank.com

Member: Business & Finance Group Professional Service: Banker

BUSINESS BIO: Several years of experience in Asset Based Lending, as an Auditor and Account Executive, Experienced as the Senior Secured Debt partner in Leverage buy outs, extensive background in workouts from Liquidations, reorganizations and Chapter 11 plans. SBA, Originations and Collection, (504 and 7A). Worked with and listen to clients in developing Treasury Management Systems(to make them more efficient). Generation of Wealth Management clients via Trust Attorney's and CPA's. Citizens Trust has $2.5 billion in assets under administration. Currently designing Treasury Management systems for Credit Unions, to fill the void of Corporate CU's. PERSONAL BIO: Experience Auditor, Asset Based Lending Department CFO, Video - Audio Company Lender, Middle Market and Asset Based Hobbies Camping Boxing Traveling